Health insurance for people under 30 in the Auvergne-Rhône-Alpes region

Ma Mutuelle AURA is a regional health insurance plan set up by the Auvergne-Rhône-Alpes Region to enable residents of the region to benefit from comprehensive health coverage at a preferential rate.

In partnership with Smerra, the AURA Region offers a mutual insurance plan tailored to the needs of young people in the Auvergne-Rhône-Alpes region (students and young people under 30), accessible without means testing, to supplement Social Security reimbursements and facilitate access to healthcare throughout the region.

To be eligible for the Auvergne-Rhône-Alpes Region student health insurance plan, you must live in the Auvergne-Rhône-Alpes region. You must also be under 30 years of age at the time of enrollment.

Are you under 30 and don’t live in the Auvergne-Rhône-Alpes region? Discover other offers from Smerra student health insurance.

Are you over 30? You can find out if you are eligible for Auvergne-Rhône-Alpes regional health insurance by calling 04 28 00 28 00, or by clicking here.

Signing up couldn’t be easier! You can join Ma Mutuelle AURA directly online in just a few minutes from your computer or smartphone. Simply enter your details, choose your plan, and confirm your registration. You will receive your certificate and health insurance card directly in your personal account.

You can also visit one of the Smerra agencies in the Auvergne-Rhône-Alpes region if you prefer to have assistance with the process.

Ma Mutuelle AURA offers many benefits for students and young people under 30 in the Auvergne-Rhône-Alpes region:

• Comprehensive health coverage with solid guarantees to protect you on the essentials: consultations, optical, dental, hospitalization, etc.
• Generalized third-party payment, so you don’t have to pay upfront at most healthcare professionals.
• No waiting period.
• Reimbursement for your sports activities, up to €50 on your membership to a club or association approved by AURA.
• An exclusive housing offer: no application fees on Smerra housing (Logifac by Smerra) and a guided booking process for Fac-Habitat by Smerra student residences.
• An offer exclusively reserved for Ma Mutuelle AURA members under the age of 30: for just €1/month, you can add civil liability insurance that covers you at school, on internships, and in everyday life.

Ma Mutuelle AURA offers comprehensive health coverage for students and young people under 30 in the Auvergne-Rhône-Alpes region. It covers most everyday healthcare costs:

• Medical consultations and routine care (general practitioners, specialists, tests, nurses, physical therapists, etc.) with up to 130% reimbursement depending on the plan chosen.
• Hospitalization: fees, accommodation costs, and daily rates reimbursed at 100%.
• Dental: care, prosthetics, and orthodontics, including 100% Santé.
• Optical: glasses and contact lenses with flat rates of up to €280 depending on the type of equipment.
• Prevention and well-being: reimbursement for psychologists, osteopaths, sanitary protection, pregnancy tests, contraceptive pills, and non-prescription medication.

You can find all the healthcare expenses covered in the Ma Mutuelle AURA coverage table.

Yes, the Auvergne Rhône-Alpes Region mutual insurance company is compatible with Social Security. Social Security (also known as Assurance Maladie) reimburses 70% of your consultation with a general practitioner. Ma Mutuelle AURA covers the rest (approximately 30%) as well as other expenses that are not reimbursed or only partially reimbursed by Social Security, such as optical, dental, and medication costs.

By combining Social Security and mutual insurance, you are better covered.

Please note: the €2 flat-rate contribution and medical deductibles remain the responsibility of the insured, as with all mutual insurance companies, in order to contribute to the financing of the French public health system.

Ma Mutuelle AURA offers comprehensive health insurance starting at €20/month for people under 30, with no income requirements.
You’ll get optimal reimbursement for your healthcare costs (consultations, medication, optical, dental, hospitalization, etc.), with the option to add civil liability insurance for just €1/month extra.

Ma Mutuelle AURA allows you to benefit from health insurance at a preferential rate while enjoying comprehensive health coverage (consultations, hospital, optical, dental, etc.)! Ma Mutuelle AURA, created by the Auvergne-Rhône-Alpes Region, also allows you to enjoy exclusive benefits such as reimbursement of your membership fee for a state-approved sports club or association based in Auvergne-Rhône-Alpes.

If you don’t live in Auvergne-Rhône-Alpes, check out our affordable student health insurance offer!

Notify us as soon as possible of any change of address, bank details, or health insurance fund (CPAM) via your personal account or at a Smerra branch.

If you move outside the AURA region, you have two options:

• Switch to a Smerra supplementary health insurance plan (outside the regional scheme) to maintain continuity of coverage and a plan suited to your new situation, without any interruption in your rights.

• Cancel your Ma Mutuelle AURA contract in accordance with the terms and conditions (deadlines and proof of relocation).

Tip: submit your request before you leave to avoid any interruption in your coverage or reimbursements.

Ma Mutuelle Auvergne-Rhône-Alpes mutual insurance company only covers your healthcare costs in France (consultations, medication, hospitalization, optical, dental, etc.).

But there’s good news! When you sign up for Ma Mutuelle AURA, you can add personal liability and accident insurance for just €1/month.

Smerra’s essential personal liability insurance protects you during your internships and anywhere in the world for claims relating to civil liability.

The offer will be automatically proposed to you when you sign up for Ma Mutuelle AURA supplementary health insurance for people under 30.