All solutions to protect your student life with the right insurance by Smerra

Practical advice for insuring your student life

How can you quickly obtain a civil liability insurance certificate for university?
It couldn’t be easier: by taking out Smerra student civil liability insurance, you will immediately receive your civil liability certificate to present to your school! Civil liability insurance is mandatory for your enrollment in higher education and covers you during your academic and extracurricular activities!

What insurance do you need for a shared apartment?
For a shared apartment, you must have home insurance that covers the shared accommodation against damage (fire, water damage, broken windows, etc.). But the good news is that Smerra x Leocare home insurance covers your student roommates at no extra cost!

Why not just get family insurance?
Family insurance does not necessarily cover you in all situations during your student life: an internship abroad, a shared apartment, a university trip, or even the civil liability required by your school. With student insurance such as Smerra, you can be sure that you are protected for your real needs, without breaking the bank.

What should you check before going abroad (health insurance, visa, medical coverage)?
Before going abroad, take the time to check a few key points:

• Your health insurance: make sure it covers medical care, hospitalization, and repatriation. If this is not the case, consider taking out specific student insurance for abroad. Repatriation assistance is essential.
• Your visa: check the entry requirements for your destination country, the period of validity, and any obligations (proof of financial resources, insurance, etc.). Some countries require proof of civil liability insurance for students: smerra can provide this for you.
• Your medical coverage: check that you are properly covered in the event of an accident, illness, or emergency care, and always carry a certificate with you. And that’s not all: other aspects such as administrative documents and banking procedures are just as essential. Find the checklist of essentials before going abroad in our dedicated article.