Solidarité Exam insurance

The €5,000 allowance is paid if you fail your exams due to a serious event that occurred just before or during the exam period:

• an illness that resulted in at least five days of hospitalization, or

• an accident that required hospitalization, regardless of the length of stay, or

• the death of a close relative (father, mother, spouse, or child)

These events must have occurred:

• within 30 days prior to the start of an exam session, or

• during the session itself, and must have prevented you from attending the first and/or second session.

This Solidarité Exam insurance allows you to secure your year and cover the costs associated with repeating a year or re-enrolling.

Yes, for Solidarité Exam insurance, there is a two-month waiting period between the date of enrollment and the date of the exam.

There is no deductible, but coverage does not apply if, at the time of enrollment, you were already aware of an illness that could lead to disability.

Yes, the Solidarité Exam allowance applies:

• from a minimum of 5 days of hospitalization in the event of illness,

• from the first day of hospitalization in the event of an accident.

These conditions allow coverage to be activated only in truly serious situations that prevent you from attending exams.

If your absence from exams is due to hospitalization or the death of a loved one, Solidarité Exam insurance allows you to receive up to €5,000 in benefits.

This assistance is paid after you re-enroll to retake the same exams, and it can cover:

• re-enrollment fees,

• expenses related to repeating the year,

• or any unexpected costs related to continuing your studies.

It’s a real financial boost to help you not lose your year despite the ups and downs of student life.

With Solidarité Exam, Smerra’s insurance, you can receive financial assistance of €5,000 if your failure is due to a serious event:

• Illness resulting in at least 5 days of hospitalization,

• Accident requiring hospitalization (regardless of duration),

• Death of a loved one (father, mother, spouse, or child).