Health + insurance package: the offer that covers your health and civil liability
Student health insurance, civil liability insurance + Solidarité Exam insurance included, from €6.33/month.
What is the purpose of a health + insurance package?
The health + insurance package allows you to save money! From €6.33/month,, you get student health insurance and civil liability insurance, plus free Solidarité Exam insurance in case of hardship.
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Solidarité Exam Insurance included for free
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Comprehensive coverage (health + civil liability)
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Save up to €18/year
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Fast online subscription
In just a few clicks, you can sign up for your Smerra health and personal liability insurance, and receive your certificates straight away. -
Complete student insurance package
One package to cover everything: your everyday health and any damage you might cause during your studies, internships, or daily life. -
Stress-free online payment
Sign up via your phone, pay securely and choose the payment plan that suits you.
The offer not to miss!
Home insurance
Your discounted student home insurance!
Choose home insurance tailored to student accommodation with Smerra and Leocare!
What does the Solidarité Exam insurance included in this package cover?
Solidarité Exam insurance provides financial assistance in the event of a serious setback that prevents you from completing your academic year.
In the event of hospitalization, serious health problems, or the loss of a loved one that causes you to fail your exams and have to repeat the year, you can receive €5,000 (under the conditions set out in the contract).
All the answers to your questions
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Student health insurance helps limit your healthcare expenses, as health insurance does not cover all of your healthcare costs. For a €30 consultation with your primary care physician, Social Security will reimburse you approximately €19. Without supplemental insurance, the remaining €11 is out of your pocket.
With supplementary student health insurance, part (or all, depending on the level of coverage) of this remaining amount can be reimbursed. As a result, you can limit your healthcare expenses for doctor’s appointments, as well as for optical, dental, and certain medications.
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Yes, liability insurance is essential when you are a student. Most higher education institutions require you to provide proof of liability insurance when you enroll. In practical terms, this insurance covers you if you cause damage to someone else (property or bodily injury) in the course of your student life, whether in class or during an internship.
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The health + insurance package provides you with health and student liability coverage starting at €6.33/month.